Clean Credit Queen
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Get Your Credit Out of the Red and Into the GREEN ©
 

Credit Performance Zone
Where Credit Education Leads To Credit Performance
 


 

  "Success is the sum of small efforts, repeated day in and day out."
  
    Robert Collier

Credit Education - A Great Way To Build Cred-Ability!

Credit and Its Impact On You!

Are your interest rates too high? Is your credit limit too low? Have you tried for loans only to be turned down for even the simplest of requests? Because today’s economic climate focuses more on credit and credit scores than even ten years ago getting a good credit education is becoming essential for everyone, regardless of their credit scores.

 

Are you among that growing number of Americans who suffer from negative ratings in your credit file? Those negative numbers prevent you from obtaining new credit when you need it most. Regardless of the circumstances that caused your financial difficulty, getting the right credit education can help prevent you from facing additional penalties such as lowered credit limits and increased interest rates on credit cards that in turn cause the downward spiral of higher late fees and over-limit fees, and shorter grace periods.

 

It is not that you are unwilling to pay your obligations, and you are irresponsible. Most people in financial trouble today just have not been trained to understand how their actions affect their credit. They were able to maintain a good credit profile until an unforeseen circumstance like a layoff, medical problem, an economic downturn, divorce, or other unexpected turn of events prevented them from making a few payments in a timely manner.

 

The truth is that most people struggle long and hard to meet their obligations but a few wrong decisions and their circumstances become serious enough to force people into foreclosure or even bankruptcy.

 

Why are an increasing number of creditors and businesses demanding a high credit score? And it’s not just mortgages and car loans anymore; it is also the premium on your auto, life, or homeowner's insurance, even your ability to get a job. Knowing the right answers to this and other credit related questions can help keep your credit score where it needs to be to qualify for the credit you deserve.


Stop making bad credit decisions and get the education you need to improve your credit. Because your financial health revolves around your credit scores, it is important that you start today to pay closer attention to those factors that impact the calculation of those scores. Why shouldn't YOU join me and start learning about those factors right now?

 

Join me, Linda Adams, the Clean Credit Queen, as I guide a select number of people out of the Red and into the Green©: 

 

Learn who is collecting your credit information and why you have never heard of them

Discover where your credit information comes from

Unravel the mystery of your credit report

Understand your credit rights



Recent government surveys indicate that less than a third of Americans have viewed their credit report within the past year. Many more do not know their current credit score even though financial experts constantly advise consumers to review their credit reports for accuracy.

 

Additionally, many people are paying astronomical interest rates, or have been denied financing unnecessarily due to low credit scores. A recent survey revealed that nearly 80% of all consumer credit reports contain serious errors or mistakes of some kind. This lowers scores and prevents millions of Americans from being able to purchase homes or automobiles, or finance other goods or services they need. You, very likely, could be one of those people with inaccurate information on your report but you won’t know unless you get the credit education you need!

 

Click on one of the links below to find out how you can Sign Up for a very special credit education program and begin to learn what it takes to change your credit score.



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