Credit
Education - A Great Way To Build Cred-Ability!
Credit and Its Impact On
You!
Are your interest
rates too high? Is your credit limit too low? Have you tried for loans only to be turned down for even the
simplest of requests? Because today’s economic climate focuses more on credit and credit scores than even ten
years ago getting a good credit education is becoming essential for everyone, regardless of their credit
scores.
Are you among that
growing number of Americans who suffer from negative ratings in your credit file? Those negative numbers
prevent you from obtaining new credit when you need it most. Regardless of the circumstances that caused your
financial difficulty, getting the right credit education can help prevent you from facing additional
penalties such as lowered credit limits and increased interest rates on credit cards that in turn cause the
downward spiral of higher late fees and over-limit fees, and shorter grace periods.
It is not that you
are unwilling to pay your obligations, and you are irresponsible. Most people in financial trouble today just
have not been trained to understand how their actions affect their credit. They were able to maintain a good
credit profile until an unforeseen circumstance like a layoff, medical problem, an economic downturn,
divorce, or other unexpected turn of events prevented them from making a few payments in a timely
manner.
The truth is that
most people struggle long and hard to meet their obligations but a few wrong decisions and their
circumstances become serious enough to force people into foreclosure or even
bankruptcy.
Why are an
increasing number of creditors and businesses demanding a high credit score? And it’s not just mortgages and
car loans anymore; it is also the premium on your auto, life, or homeowner's insurance, even your ability to
get a job. Knowing the right answers to this and other credit related questions can help keep your credit
score where it needs to be to qualify for the credit you deserve.
Stop making bad credit decisions and get the education you need
to improve your credit. Because your financial health revolves around your credit scores, it is important that you
start today to pay closer attention to those factors that impact the calculation of those scores. Why shouldn't YOU
join me and start learning about those factors right now?
Join me,
Linda Adams, the Clean Credit Queen, as I guide a select number of people out of the Red and into the Green©:
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Learn who is collecting your credit
information and why you have never heard of them |
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Discover
where your credit information comes
from
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Unravel
the mystery of your credit report
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Understand
your credit rights
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Recent government
surveys indicate that less than a third of Americans have viewed their credit report within the past year.
Many more do not know their current credit score even though financial experts constantly advise consumers to
review their credit reports for accuracy.
Additionally, many
people are paying astronomical interest rates, or have been denied financing unnecessarily due to low credit
scores. A recent survey revealed that nearly 80% of all consumer credit reports contain serious errors or
mistakes of some kind. This lowers scores and prevents millions of Americans from being able to purchase
homes or automobiles, or finance other goods or services they need. You, very likely, could be one of those
people with inaccurate information on your report but you won’t know unless you get the credit education you
need!
Click on one of the links below to find out how you can
Sign Up for a very special credit education program and begin to
learn what it takes to change your credit score.
Credit Education Products and
Services
Subscription and Pricing
Information
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